A Grok Bot template shared by Brian Roemmele reads a user’s X Money account every week and turns it into a spending report, delivered as a dark-mode dashboard and a PDF. It is a community creation, not a feature built by X or SpaceXAI, and the template page says so.
Roemmele posted the template on X on Wednesday at 05:28 BST, saying: “Every Monday morning your Grok Bot reads your X Money account and gives you a deep weekly report.” The four images attached to the post are, in his words, “a sample report (example data)”, not anyone’s real finances, and TSN has not reproduced any figures from them. TSN has not installed or run the template.
What the Template Says It Does
The template page on x.ai, titled “X Money Deep Report Bot by Brian”, describes it as a Bot that “reads your X Money account every week and sends a categorized spending report with cash-back, interest, recurring charges, and goal progress as a dark-mode dashboard and PDF. Read-only by default; nothing moves without your Approve.”
Roemmele’s post goes further. The weekly report, he says, includes:
- “Balances across every account, with the week’s net change”
- “Every transaction sorted into categories automatically”
- “Top spending categories, week-over-week trends, and my biggest charges”
- “Recurring subscriptions flagged so nothing slips by”
- “Three habit tips drawn from my actual numbers”
He adds that it then asks about his goals and whether to set up automatic investing in Coinbase: “It prepares the buy, I tap Approve, and only then is the order placed.” TSN could not confirm how the template connects to Coinbase. The template page lists no plugins. A Coinbase plugin listing in Cursor’s public plugin repository, which also hosts Grok Bot’s X Money plugin, says Coinbase opens its agent server only to “harnesses on an explicit allowlist”, warns that orders “are live” and notes that “Coinbase recommends scoping the agent to a dedicated portfolio”.
The page carries a disclaimer: “This AI bot was created by a third-party user, not by SpaceXSI. It may act on your behalf.” TSN has covered user-built Grok Bots before, including a scam-email detector that Elon Musk backed.
How to Add It
- Check you can use X Money. Grok Bot’s X Money plugin documentation says X Money “is available to eligible customers in the United States”. UK readers cannot currently use it.
- Read the template first. SpaceXAI’s guide to templates says “A template is a collection of skills, memories, and plugins” and advises: “Be very careful about what you’re installing in your bot: View the details and read through the context and integrations, and make sure everything in the template is exactly what you’d expect before installing it.”
- Add your copy. On the template page, choose Add to Grok Bot, review what it includes, then choose Add Bot. The Grok Bot documentation says adding a shared Bot creates a copy on your account; it does not hand over the creator’s computer, logins or conversation history. TSN’s guide to Grok Bot types explains how templates differ from Personal and Team Bots.
- Connect X Money. The template guide notes that plugins have to be reinstalled on the copy. According to the plugin README, you install X Money from Grok Bot → Plugins, then approve a connection code in the X Money app with your passkey. TSN could not confirm that the template uses this plugin rather than another route.
- Run it once by hand. Look over the first report before you rely on the weekly schedule. The dashboard and PDF formats match the reports and dashboards Grok Bot now builds.
‘Read-Only’ Is the Template’s Setting, Not a Limit of the Plugin
The phrase “read-only by default” describes how Roemmele has written his Bot, not what the underlying connection can do. The X Money plugin README lists four capabilities: balances, transaction history, sending money to other X users, and paying “a merchant online with an X Money virtual card”. Grok Bot’s changelog confirmed on 11 October that “Bots can pay with X Money or Stripe Link.”
The safeguard sits elsewhere. The README says every action that moves money gets an Approve or Cancel prompt “that states exactly who, how much, and what for”, and that “X Money also enforces this on its side and refuses any such call that was not approved.” That is a stronger check than an instruction in a template, because it does not depend on the Bot following its own description. Reading is a different matter. The approval rule covers actions that move money, so balances and transaction history are not behind it, and the README also notes that payments made through the plugin “are live and move real money”.
The third-party bot terms put the risk on the user. Shared Bots come “on an as-is basis”, may perform actions “including reading, writing, and sending data”, and SpaceXSI “does not verify, endorse, or guarantee the functionality or safety of third-party bots”. For anyone used to regulated finance apps, that is the gap: payments carry X Money’s own controls, while the template’s promises about what it reads and when it asks rest on what its creator wrote, which SpaceXSI says it does not verify.
The Report Lives on a Computer Every Bot Can Reach
A weekly financial report is also a file. Grok Bot’s approvals and privacy documentation says all of a user’s Bots share one cloud computer, and “Files, browser sessions, and command line credentials on that computer are available across your Bot roster.” A PDF of your spending is therefore readable by any other Bot you run, including other templates. The same page advises users to “Remove sensitive temporary files after the work is complete”, to “Start with read-only tasks and draft outputs”, and to revoke a connector when it is no longer needed. For X Money, the README gives the place to do that: X → Money → Settings → Connections.
There is one timing detail for the Coinbase step. Grok Bot’s documentation says approvals raised by work that started without you, such as a routine, expire after about 10 minutes, and the action then does not run. It does not say whether a template’s own investing prompt is treated the same way. If it is, a Monday-morning order prompt would lapse when you are not there to answer it, which, for a purchase, is the safer outcome. TSN’s explainer on Grok Bot purchases covers how those approvals work for spending.
Roemmele’s own line is the right test for any copy of the template: “No money moves and no trade is placed without my Approve, every time.”
Sources
- Brian Roemmele (@BrianRoemmele), X post, 21 October 2026, 05:28 BST (read via the X API)
- X Money Deep Report Bot by Brian, template page on x.ai
- SpaceXSI, “Templates for Grok Bot”, Matt Palmer, 8 September 2026
- xAI docs, “Bots” (Share a Bot)
- xAI docs, “Approvals, security, and privacy” (Grok Bot)
- SpaceXSI, “Third-party bot terms”, effective 22 August 2026
- SpaceXSI, Grok Bot changelog
- Grok Bot X Money plugin README (cursor/plugins on GitHub)
- Coinbase plugin README (cursor/plugins on GitHub)
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